10 Things You Didn’t Know About Employment Law

Whether you’re an employer or an employee, there are certain things that you should know about employment law that will help you in the workplace.Here’s what you need to know.1. There are lots of regulations that employers must follow. For instance, there are more than 25 statutes, 100 statutory instruments, 36 European Directives, and 20 Codes of Practice. It’s no wonder that employers never feel that they are on top of all the legal expectations and requirements.2. The contract of employment doesn’t have to be written down. The fact that the employer has offered the position, and the employee has accepted the position means that a contract has been formed. However, it is a good idea to have formal written contracts for all of your employees.3. If you want to change employee contracts, for either one worker, or all of them, then you will need to obtain the consent of all parties involved. You might want to change their job description, change their place of work, increase their pay, or change the number of hours they work. If employees don’t agree to the changes, then you can’t just change their contracts anyway.4. A Compromise Agreement is a legal document that will terminate the employment of a worker, and also means that the employee signs away their rights to complain to an Employment Tribunal, and in exchange, the employee is given a full and final settlement from their employer.5. A redundancy situation can occur when the business has stopped trading, or has moved to a different location, or there are less workers needed due to a change in the demand for the products or services offered.6. There are time limits for Employment Tribunal claims. Usually this is within 3 months. The time begins either on the date the employment ended, or when the complaint was initially made.7. In exceptional circumstances, it might be possible for tribunal claims to be heard outside of the three months. Perhaps the complainant was in hospital, or there are other reasons why the complaint couldn’t have been made sooner.8. In some cases, an employee can appeal against dismissal. Perhaps the proper disciplinary process was not followed, or there were other circumstances leading up to the dismissal that were not fully investigated.9. Depending on the situation, there are no limits to compensation awarded for matters such as discrimination. For other cases, such as unpaid statutory redundancy pay, there is a limit.10. For some cases, it is necessary for the employee to have completed a period of service with the company before they can bring a tribunal case. For Redundancy, 2 complete years must have been worked, unfair dismissal usually requires 12 months, whereas there is no minimum amount for a discrimination or breach of contract case.Now you know more about how it affects you as either an employer or an employee, if you need any work related legal advice, why not contact an employment solicitor today?

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Free Health Insurance Quotes – Choose The Best That Suits Your Needs

We live in very challenging and uncertain times, we cannot control the circumstances that surround us, and the events that unfold at any given minute are always a mystery, be it unexplained disease, accidents, fire or so many others. Disability is always a possibility and from here what next.The world is full of diseases; be it the air we breath, the environment we live in , the food we eat, and even the water we drink. Don’t be surprised to wake up one day and discover that the recurrent thirst you have battled with seriously for months is diagnosed as diabetes. No one likes the discomfort and misery caused by diseases. It is therefore imperative that you take the necessary measures to ensure that a disease occurrence doesn’t get the best of you and this is where health insurance comes into focus. There are many companies that provide free health care quotes and are always willing to help and assist you get the best possible health insurance quotes.Having a free health insurance quote is truly advantageous because it allows you to easily choose which plans or policies best suits your individual needs, you may be making a good salary from your current job that adequately caters to your domestic budget and other miscellaneous needs including leisure, but imagine the case where you suddenly become seriously ill and is bedridden, then when taken to the hospital, the doctor administers a number of diagnostic tests and examinations that cost a staggering amount, not to forget the expensive price of prescriptions. As you recuperate and is discharged from the hospital, the expenses continue to mount.You are likely you be put on costly medications that come with follow up orders on usage in regular basis plus the unending examinations to assess your progress. How may you be able to afford all cost of medication while at the same time maintaining the same quality of life for your family. You’ll admit it’s a real task. That’s why you ought to seriously consider getting a free health insurance quote straight away.It’s therefore important that you learn what you are looking for beforehand, prior to looking for unpaid health insurance quotes. Don’t forget to consider your family too in your search for free health insurance quotes. The repayment duration is also worth your attention in free health insurance quotes. Some health insurance providers offer a couple of years for repayment while some extent it till the demise of the insured.These free health insurance quotations may also include a payment mode provided by the company so as to enable you decide if you are able to pay for that particular plan offered. Try to find out if the free health insurance quotation being offered allows you to use the services of your personal doctor and hospital of choice or is restricted to their network of health care providers.You can also find free health insurance quotes that offer the choice of group based health insurance. These are quite different from individual based health insurance quotes because they offer the advantage of a group based insurance as opposed to individual, this means they are not customized and each enrolled member in the group receives similar benefits. This group structured health insurance quotes is therefore less costly and doesn’t involve extensive screening. Customized free health insurance quotations usually state that an applicant has to undergo broad medical screening. If you settle for this type of free health insurance quotes, the company may require a detailed medical background check, and may possibly focus at your past illness present or imagined.Free health quotations should therefore allow you to relax, because you have sufficient time to get the best health insurance.

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How To Save Money On Health Insurance

Health Insurance is imperative for your daily savings and expenses. One can fall ill at any unexpected time, causing misery and most importantly, if you are not covered with any health insurance plan, it can prove to be quite expensive on the pocket. Economy is bad these days. Every penny saved goes towards your savings, and can help you better prepare for your future. If ever a situation arises where you are compelled to spend this money, especially for health reasons, it can surely upset your balance. Lowering your expenses is highly important. One of the easiest ways to save money is through getting an insurance package to protect yourself and your family at times of need.Most people often find it expensive to opt for a health insurance. They are of the notion that they would rather spend this money if ever any health issue arises. If you are an average ordinary person, consider a time in a month where you have just paid your monthly bills, had your mortgage settled out, and are just satisfied with the way things have turned out. But things may go wrong if you fall ill all of a sudden. Remember, we set apart an amount of money for all of our expenses except for health related issues. It is not uncommon. People tend to save money on literally everything, but just couldn’t afford to save a few hundred dollars for their own health.Health Insurance may not be as expensive as one would think. Over the years, various health insurance companies have evolved with interesting health and medical insurance packages that are easier on the pocket, all the while providing top quality service. Unlike the previous days, we are provided with an opportunity to compare and select different health insurance and life insurance packages that appeal to us the most. Now for a few hundred dollars a month, you can insure your whole family against unpredictable circumstances and provide them with quality treatment facilities. Compare this to the actual costs that may be incurred during some serious illness. We are talking about thousands of dollars saved. You can compare and get free quotes on several health, life, medical and other insurance plans from Health Insure Direct.HSA or Health Savings Account is another option of saving money on health insurance. HSA lets you gain the full advantage of health insurance plans, and also provides you with competitive tax benefits. HSA is more like a savings account, where you are required to invest a few hundred dollars monthly. You will get a fixed interest on this money, and the money being invested in HSA is absolutely tax free. Also, there is nothing known as maturity of the insurance plan, and you can withdraw any amount of money for your medical expenses from your HSA anytime you want. All you will need is to pay off the deficient amount in the subsequent monthly payments. Health Savings Account is just another reason to save money for your extra needs.Compare HSA plans that are suitable for you and that is quite affordable to accommodate your daily expenditure and savings. Research is the major part of saving money on insurance. It is always important to look up the various rates and packages of health insurance providers, and Health Insure Direct provides you with an easy to use interface to research and select free quotes from some of the top notch health insurance companies.It would also be worthwhile to keep a regular check and update on the health insurance rates of the present day market. You wouldn’t want to end up paying extra, especially at times when the economy requires you to save as much money as possible. For this, you could re-evaluate your insurance rates and packages every six to twelve months, or you can also go in for short duration insurance packages. Either way, never ever forget that you have a health insurance package, and take care to avoid any defaults. Insurance companies usually associate a “*” along with their terms and conditions which states that you are supposed to be making payments at prescribed intervals, or you lose all the benefits. Pay your premiums on time and stay protected anytime and anywhere.

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